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Updraft: Personal Loan reviews

4.96
Based on 10,811 reviews, last reviewed 29th Mar 2026
360300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Fast reliable service, helps sort short term financi... Fast reliable service, helps sort short term financial issues with ease Reviewed on: 29th March 2026
Joanne Edwards's avatar
Joanne Edwards

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10811)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

They are great, so easy to apply

5
They are great, so easy to apply Reviewed on: 21st April 2024

Really easy to apply and generous total amount offered

5
Really easy to apply and generous total amount offered Reviewed on: 21st April 2024

Great deal, great service.

5
Great deal, great service. They provided me with a lot of support and help me clear my credit card. Reviewed on: 21st April 2024

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Seamless app and amazing the way it integrates with...

5
Seamless app and amazing the way it integrates with all my other accounts. Very quick lending decision could be made based on my other account useage. Reviewed on: 21st April 2024

Very fast and through service.

5
Very fast and through service. Asked lots of questions to make sure this was the right option for me Reviewed on: 21st April 2024

Very good advisor was helpful and friendly

5
Very good advisor was helpful and friendly Reviewed on: 21st April 2024

Great interest rate in

5
Great interest rate in comparison to other high apr% lenders. The app is good and easy to navigate and the communications are friendly and have a conversational tone. Reviewed on: 21st April 2024

Great and efficient staff on chat aswell as fast del...

5
Great and efficient staff on chat aswell as fast delivery of a loan Reviewed on: 21st April 2024

Updraft where very helpful

5
Updraft where very helpful all the way through from my application until I receive fund. Thankyou. Reviewed on: 20th April 2024