Write a review

Newsletter

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

View other Updraft products

4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Service was quick and communication was good.

Service was quick and communication was good. App service is quite good Reviewed on: 25th February 2026

brilliant APR, worth getting a loan!

brilliant APR, my money went in on the same day which was unexpected so i was very happy! Reviewed on: 25th February 2026

Simple, quick process

Simple process to obtain financial help via a loan to consolidate debt into one manageable payment. Every question/query answered quickly and easy to understand. The whole process is smooth and quick and has put me in a much better position Reviewed on: 25th February 2026

Super easy, super quick.

Super easy, super quick. No complaints. Reviewed on: 25th February 2026

Experience was Good when I need money updraft helped...

Experience was Good when I need money updraft helped me Reviewed on: 25th February 2026

Quick and easy to use, app is so helpful, i am kept...

Quick and easy to use, app is so helpful, i am kept updated on my loan and how much has been paid and like that I get reminders that payment will be due. Reviewed on: 25th February 2026

Excellent

Excellent process was smooth no questions asked Reviewed on: 25th February 2026

Managed to pay my credit card using Updraft.

Managed to pay my credit card using Updraft. It’s been over a month since I received my payment while using my debit card. Reviewed on: 25th February 2026

Friendly simple advice, clear instructions, great re...

Friendly simple advice, clear instructions, great response time Reviewed on: 25th February 2026

Everything was just spot on, very helpful and easy t...

Everything was just spot on, very helpful and easy to use and manage! Simple Reviewed on: 25th February 2026

Alternative products

Personal Loan
from Lloyds Bank 4.39 from 60 reviews
Logbook loan (discontinued)
from Easy Logbook Loan (inactive company) 4.29 from 19 reviews
Payday Loan
from Payday Loans Now 4.06 from 1 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub