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Updraft: Personal Loan reviews

4.96
Based on 10,504 reviews, last reviewed 6th Mar 2026
330300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Updraft has helped me manage debt over the years. Updraft has helped me manage debt over the years. I have valued their great customer service and friendly approach. Reviewed on: 6th March 2026
Lucy S's avatar
Lucy S

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10504)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy apply and interface.

5
Easy apply and interface. Active in life management with new offers. Reviewed on: 3rd March 2026

Highly recommended

5
A very smooth process allowing me to manage finance correctly and efficiently. The app is absolutely brilliant and I’ve had no issues from start to finish. Reviewed on: 3rd March 2026

Seemless application and always quick to reply when...

5
Seemless application and always quick to reply when needing customer service Reviewed on: 3rd March 2026

Easy to apply and money sent fast

5
Easy to apply and money sent fast Reviewed on: 3rd March 2026

Amazing from start to finish :)

5
Amazing from start to finish :) Very quick process. Reviewed on: 3rd March 2026

Quick and easy set up, intuitive app

5
Quick and easy set up, intuitive app Reviewed on: 3rd March 2026

Amazing and helpful

5
I can’t thank this company enough for being there when I needed financial help the most. The entire process was smooth, fast, and stress-free. They treated me with understanding and respect, and everything was clearly explained from the start. The funds came through quickly and truly made a massive difference during a difficult time. I’m incredibly grateful for their support and would highly recommend them to anyone who needs reliable and professional financial assistance. Reviewed on: 3rd March 2026

Amazing from start to finish, they made the service...

5
Amazing from start to finish, they made the service seamless and straight forward, I would definitely recommend them to anyone looking for a new provider. Reviewed on: 3rd March 2026

Help me manage money better with easy payment plan

4
Help me manage money better with easy payment plan Reviewed on: 3rd March 2026

10/10 experience, helped to me feel in control

5
Having multiple different debts, it was becoming overwhelming trying to manage them all and stated to feel like I was drowning and there wasn’t a way out. I saw a couple of ads online and am always wary due to becoming scammed in the past. My friend used updraft and told me about how simple, easy and affordable it was to consolidate her debt, so I thought ‘please let this work for me too’. Having a wedding to pay for, card card debt and other life emergencies, I really felt this was my last chance at feeling in control and getting my head above water. It worked, after a simple form and being supported and in the know every step of the way, the money arrived in my account and I finally feel like I can breath again. Thank you x 1000. 10/10 experience the whole way through. Reviewed on: 3rd March 2026