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Updraft: Personal Loan reviews

4.96
Based on 10,816 reviews, last reviewed 29th Mar 2026
360800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I asked for a small personal loan but they were pr... I asked for a small personal loan but they were prepared to give me a much bigger amount. It was granted within a short time. I have no regrets. ... Read more Reviewed on: 29th March 2026
Kezia Asare's avatar
Kezia Asare

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10816)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

It’s amazing service to help dept problems

5
It’s amazing service to help dept problems Reviewed on: 11th April 2024

From the very first moment, Updraft have been brilli...

5
From the very first moment, Updraft have been brilliant. Clear, concise and fast information delivered in a friendly and straightforward manner. Everything was very clearly explained and set out, and I never felt like I was being pushed or pressured. The money came through very quickly. I’m very glad to be an Updraft customer. Reviewed on: 11th April 2024

A responsible and personable service

5
It was nice that a human, rather than a machine made the decision and reached out to check that the loan was appropriate for me before going ahead. Reviewed on: 11th April 2024

Good rates and quick service in comparison to other...

5
Good rates and quick service in comparison to other companies Reviewed on: 11th April 2024

Thank you

5
So quick easy and helpful thank you Reviewed on: 11th April 2024

Excellent service

5
Excellent service, felt like I was being offered a personal service rather than algorithm based. Everything was done quickly and processed quickly. Would definitely recommend to anyone needing a loan. Reviewed on: 11th April 2024

The process was really easy.

5
The process was really easy. Very quick and very officiant. Thank you! Reviewed on: 11th April 2024

Simple and efficient and very helpful

5
Simple and efficient and very helpful Reviewed on: 11th April 2024

Super quick and easy!

5
Super quick and easy! Downloaded the app, connected my details and great value for what they offer Reviewed on: 11th April 2024

A transparent solution to clear your debts!

5
Help me consolidate other debts into one smaller monthly payment when my bank of 20+ years wouldn’t. They understand credit scoring is just one factor into someone’s life. Reviewed on: 11th April 2024