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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10816 reviews)

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4.96

Based on 10,816 reviews, last reviewed 29th Mar 2026

360800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I asked for a small personal loan but they were pr... I asked for a small personal loan but they were prepared to give me a much bigger amount. It was granted within a short time. I have no regrets. ... Read more Reviewed on: 29th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10816)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Found updraft on social media and I decided to look...

Found updraft on social media and I decided to look into it more. I then applied for a loan to help pay of credit cards and now as accepted. Now I don’t have any credit cards to pay and only 1 payment to updraft a month which has saved me so much more each month. Very happy with the service I have gotten from them. Reviewed on: 10th April 2024

Impressive

Very efficient turnaround, great communications always knew what was going on and kept to advised time scales Reviewed on: 10th April 2024

Fabulous service

The application was easy and the finds available within 48 hours allowing me to clear my debts successfully Reviewed on: 10th April 2024

Easy application, prompt decision easy way to pay

Easy application, prompt decision easy way to pay Reviewed on: 10th April 2024

At first I wasn't sure if I could believe all the gr...

At first I wasn't sure if I could believe all the great reviews, but they more than lived up to my expectations! From initial application, to the money in my bank account, all in under 48hrs! Great customer service too. Thank you! Reviewed on: 10th April 2024

10/10 got my vote everytime

Excellent customer service everything was done with such ease didn’t even realise the money had been paid into my bank account took less than 48 hrs I would highly recommend this company to anyone interest rate was excellent also will definitely use again can’t thank them enough Reviewed on: 10th April 2024

very quick funds and good customer service

very quick funds and good customer service Reviewed on: 10th April 2024

I have had no issue with updraft.

I have had no issue with updraft. The application was quick and easy and received the money in 2 days Reviewed on: 10th April 2024

Saw it advertised several times on YouTube and thoug...

Saw it advertised several times on YouTube and thought it could not be any good. And one day the debt got a bit on top and I thought whats the harm in looking. The app was super easy to use, I answered some questions and before I knew it I had been approved for the amount I would need to consolidate my debt and make some savings! The credit search was soft so no harm there and I have now closed a card that I have wanted to for years! It is brilliant at keeping you up to date and they made the terms easy to understand. The money came through way quicker than expected too. Reviewed on: 10th April 2024

Simple and effective

Quick and simple transaction. Communication very good Reviewed on: 10th April 2024

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