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Updraft: Personal Loan reviews

4.95
Based on 7,086 reviews, last reviewed 12th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Easy process from start to finish Such an easy process from start to finish, had great communication via emails with steps along the way, couldn’t fault anything Reviewed on: 12th January 2026
Mat Braddy's avatar
Mat Braddy

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7086)

Review of the Updraft, Personal Loan:

Simple, easy, for the people

5
Updraft have people at the centre of all they do. They want to empower their customers including me to be better off and have an easier time of things during difficult situations. Reviewed on: 2nd March 2022

Quick and efficient service, coupled with taking an...

4
Quick and efficient service, coupled with taking an intelligent and evidence based approach to lending. Having all your accounts and expenditure within the app allows a more helicopter view of your finances. Reviewed on: 3rd May 2024

Updraft helped me when I needed help so badly and ot...

5
Updraft helped me when I needed help so badly and other companies kept making the process complicated. Very low interest rates and very affordable. Reviewed on: 30th April 2024

Great company

5
Great! Really helpful and good offers Reviewed on: 25th April 2024

Updraft helped me out in a difficult situation I wa...

5
Updraft helped me out in a difficult situation I was in without their help. I don’t know what I would’ve done but thanks to them. I can look a better future. Reviewed on: 25th April 2024

Highly Recommend

5
Really positive experience, good communication through out and a quick and efficient process, helped me clear a small debt on credit card with lower payback costs compared to interest rate repayments Reviewed on: 23rd April 2024

Seamless exercise, sociable.

5
Seamless exercise, sociable. Greatly communication Reviewed on: 23rd April 2024

Nice and easy to apply

5
Nice and easy to apply, helpful messages at each step Reviewed on: 23rd April 2024

Good and fast process and great experience

5
Good and fast process and great experience Reviewed on: 23rd April 2024

Fast and easy ti get a loan.

5
Fast and easy ti get a loan. After all necessary questions were answered, I got an offer within 48 hours Reviewed on: 23rd April 2024

thanks but I needed more money but that's ok because...

4
thanks but I needed more money but that's ok because the interest rate is too much. high Reviewed on: 22nd April 2024