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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10822 reviews)

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4.96

Based on 10,822 reviews, last reviewed 31st Mar 2026

361300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Quick and easy Quick and easy set up. Helped in time of need Reviewed on: 31st March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10822)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Best Interest rates

Updraft were able to offer me a lower interest rate than any other loan providers! Reviewed on: 1st April 2024

I was just getting into more det.

I was just getting into more det. You really made a see a outcome. I was taking cards after cards to help with debt but it was not working, i was coming to breaking point. Now i know after my payment comes through. I have a fix term to pay each month and now in 5 years i will be debt free. I started crying at work when i was yes for my loan came through. thankyou Reviewed on: 1st April 2024

Excellent experience.

Excellent experience. Simple and straightforward process with detailed information and an also excellent phone app. Reviewed on: 1st April 2024

Applied for a loan to pay off expensive credit cards...

Applied for a loan to pay off expensive credit cards and had the money in my account within 2 days! I’m now saving over £200 a month. Reviewed on: 1st April 2024

Excellent company

Excellent company, very friendly and the application process is super simple. Reviewed on: 1st April 2024

Excellent service .

Very simple straight forward, good customer support. Reviewed on: 1st April 2024

Took a few days but they were able to get me the loa...

Took a few days but they were able to get me the loan I needed Reviewed on: 1st April 2024

I needed a loan to pay my credit card debt and when...

I needed a loan to pay my credit card debt and when all else failed updraft came to my aid and I am now waiting for the money to hit my account to pay my debt Reviewed on: 1st April 2024

Very good and easy to use app and was accepted strai...

Very good and easy to use app and was accepted straight away Reviewed on: 1st April 2024

Easy to apply, always kept in the loop about your en...

Easy to apply, always kept in the loop about your enquiry via email. And the money came in speedy Reviewed on: 1st April 2024

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