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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10834 reviews)

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4.96

Based on 10,833 reviews, last reviewed 31st Mar 2026

362500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Quick and easy! Not had a single problem, quick and easy and super helpful. Really enjoying using updraft to manage my spending Reviewed on: 31st March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10833)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

With regard to what I needed help with, Updraft is a...

With regard to what I needed help with, Updraft is a god send! Needed to consolidate debt! I do feel the APR was a bit high though. Hopefully in the future for more long term members they can make this more reasonable on the working class. Reviewed on: 25th March 2024

Easy to navigate / clear Comms - Quick response to q...

Easy to navigate / clear Comms - Quick response to questions or queries Reviewed on: 25th March 2024

Brilliant experience.

Brilliant experience. Decision was quick and the money was in my bank the next day allowing me to quickly pay off my outstanding debts. Reviewed on: 24th March 2024

Easy to handle.

Easy to handle. Amazing customer service Reviewed on: 24th March 2024

I was looking for a way to consolidate my borrowing.

I was looking for a way to consolidate my borrowing. Updraft provided me with the means to do so very quickly with good APR. It was easy to use Reviewed on: 24th March 2024

Fab and easy

Easy to just sort everything in one place Reviewed on: 24th March 2024

Helped me to save from paying interest like big ocean.

Helped me to save from paying interest like big ocean. Reviewed on: 24th March 2024

Good rates and quick process.

Good rates and quick process. Would recommend Reviewed on: 24th March 2024

Great service

Great service easy to apply and quick response Reviewed on: 23rd March 2024

So, so helpful in paying off a high interest credit...

So, so helpful in paying off a high interest credit card! Great rates and lower term total. Reviewed on: 23rd March 2024

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