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Updraft: Personal Loan reviews

4.96
Based on 10,836 reviews, last reviewed 1st Apr 2026
362800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

The process was seamless. The process was seamless. The operators were polite and did not judge. Reviewed on: 1st April 2026
Chimaobi C's avatar
Chimaobi C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10836)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Excellent communication from staff

5
Excellent communication from staff Reviewed on: 22nd March 2024

Excellent!

5
Excellent!!! Quick and simple access to the app, rapid response regarding the outcome of your application. Received the amount very shortly after. The repayments are set and there is no surprises. Reviewed on: 21st March 2024

Positive.

5
Positive. Staff are friendly and respond in good time. Reviewed on: 21st March 2024

Easy application process.

5
Easy application process. Full transparency from start to finish! Reviewed on: 21st March 2024

Quick and straight forward application process.

5
Quick and straight forward application process. Friendly staff. Will definitely recommend to friends. Great rates and quick bank transfer. Reviewed on: 21st March 2024

great company

5
Very fast service, they took into consideration that i did not have access to open banking and made adjustments for my documents to be manually verified. Reviewed on: 21st March 2024

Quick and easy.

5
Quick and easy. Communication was really good and results were within a day - certainly eased my mind and worries Reviewed on: 21st March 2024

Absolutely 110% perfect .

5
Absolutely 110% perfect . Customer service 2nd to non Reviewed on: 21st March 2024

Quick, easy and transparent

5
Easy to fill out an application with a. Quick decision. Very clear information on fees when deciding how much to borrow and how much this will cost. Being able to personalise loan amount and time frame whilst knowing how much it will cost Reviewed on: 21st March 2024

needed to consolidate and this was perfect.

5
needed to consolidate and this was perfect. Easily place details and get quote with no pressure to take it. Perfect Reviewed on: 21st March 2024