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Updraft: Personal Loan reviews

4.96
Based on 10,413 reviews, last reviewed 4th Mar 2026
321500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

The loan process was easy to do & very clear. The loan process was easy to do & very clear. The app is great for keeping a check on your account. Reviewed on: 4th March 2026
Dawn 's avatar
Dawn

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10413)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Brilliant!

5
Customer service was excellent, payout was quick and it was an easy process. APR could be better, but you can't have everything. Reviewed on: 3rd March 2026

Used updraft to consolidate high interest credit car...

5
Used updraft to consolidate high interest credit cards into one payment.fast efficient and I feel a sense of relief Reviewed on: 3rd March 2026

Really easy to apply and very good!

5
Really easy to apply and very good! Reviewed on: 3rd March 2026

Great experience would use again.

5
Great experience would use again. Reviewed on: 3rd March 2026

Fast and simple process, providing a valuable and ne...

5
Fast and simple process, providing a valuable and needed service. Reviewed on: 3rd March 2026

Amazing service and quick service

5
Amazing service and quick service Reviewed on: 3rd March 2026

Very easy website to use, extremely clear guidelines...

5
Very easy website to use, extremely clear guidelines and outlines exactly what you will pay prior to applying to ensure it’s something you want to do. Reviewed on: 3rd March 2026

Very good - great service that provided exactly what...

5
Very good - great service that provided exactly what I needed. Staff gave great advice and helped me come out of long term debt Reviewed on: 3rd March 2026

Easy to use app.

4
Easy to use app. Clear comms. Great value for money. Reviewed on: 3rd March 2026

They were very helpful and got the money to me...

5
They were very helpful and got the money to me quickly Reviewed on: 3rd March 2026