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Updraft: Personal Loan reviews

4.96
Based on 10,840 reviews, last reviewed 1st Apr 2026
363200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Perfect , helped when needed most. Perfect , helped when needed most. Reviewed on: 1st April 2026
Stanislovas Adomitis's avatar
Stanislovas Adomitis

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10840)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Life Saver

5
Gave me my life back when I was stuck paying more in interest than I was paying off my credit cards! Reviewed on: 20th March 2024

Really good service for putting all debts into one m...

4
Really good service for putting all debts into one more manageable payment. Could do with lower interest rates to be better value for money. Reviewed on: 19th March 2024

Been struggle to get my finances in order.

5
Been struggle to get my finances in order. Updraft made it so simple to apply for a loan to consolidate. Easy and simple process, quick response to application and money within 24 hours. Fantastic service. Some big banks may learn a lot from this. Reviewed on: 19th March 2024

Updraft is fab it helped me to clear my credit cards...

5
Updraft is fab it helped me to clear my credit cards with low interest rates Reviewed on: 19th March 2024

Very easy to apply and connect your bank account, lo...

5
Very easy to apply and connect your bank account, low interest , credit score check Reviewed on: 19th March 2024

Quick, easy,and great interest rates

5
Quick, easy,and great interest rates Reviewed on: 19th March 2024

Really helpful, great communication and service prov...

5
Really helpful, great communication and service provided Reviewed on: 19th March 2024

Amazing experience from start to finish.

5
Amazing experience from start to finish. Good communication, the money was in my account within days. They also have a very efficient app to manage repayments! Reviewed on: 19th March 2024

Fantastic experience!

5
Fantastic experience, highly recommended Reviewed on: 19th March 2024

Great customer service and excellent communication.

5
Great customer service and excellent communication. Reviewed on: 19th March 2024