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Updraft: Personal Loan reviews

4.96
Based on 10,842 reviews, last reviewed 1st Apr 2026
363400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Downloading the app was a good idea. Downloading the app was a good idea. Reviewed on: 1st April 2026
Waisele V's avatar
Waisele V

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10842)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Really helpful and friendly staff, great affordabili...

5
Really helpful and friendly staff, great affordability and interest rates. Excellent budgeting management on the app. Reviewed on: 19th March 2024

no issues

5
Had no issues in my experience with this lender Reviewed on: 19th March 2024

Was easy to sort out and staff are more than helpful.

5
Was easy to sort out and staff are more than helpful. Reviewed on: 19th March 2024

Really easy to get going with and also to see your p...

5
Really easy to get going with and also to see your progress as you pay off your loan. Reviewed on: 19th March 2024

Great customer service helps squash money anxiety

5
Straightforward process to apply for a loan and I love the app - really clear and no hidden bits. Customer service is always friendly and helpful - which is great when you’re dealing with money which can be a source of anxiety Reviewed on: 19th March 2024

A weight has been lifted

5
Helped me consolidate my debts are start to feel like I can tackle my debts and get debt free! -a weight has been lifted Reviewed on: 19th March 2024

Excellent loan service

5
I took out the loan to pay off my credit card- it was so easy to do and easy to manage that every month my payment is taken and I don’t have to lift a finger. Any time I’ve needed any support the team have been super quick and helpful- highly recommend. Reviewed on: 19th March 2024

It’s done the job so far.

5
It’s done the job so far. I’ve had satisfactory service. Reviewed on: 19th March 2024

Updraft - friendly, easy and supportive.

5
Getting a loan with Updraft did feel really easy and I felt like I was supported and kept well informed throughout the process. The support you get does feel more personal and friendly than I have experienced with other lenders. Reviewed on: 19th March 2024

Excellent service from start to finish no complicate...

5
Excellent service from start to finish no complicated questions highly recommend Reviewed on: 19th March 2024