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Updraft: Personal Loan reviews

4.96
Based on 10,845 reviews, last reviewed 1st Apr 2026
363700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Good company Easy to apply, fast payment Easy to apply, fast payment, easy to read information. App is easy to use Reviewed on: 1st April 2026
Hayley w's avatar
Hayley w

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10845)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Wanted to move all my credit card debt into one and...

5
Wanted to move all my credit card debt into one and updraft managed to meet my needs and gave me a very good rate Reviewed on: 19th March 2024

The best loan place that I have found

5
I found the whole process very easy. You see what you can borrow and how much it will cost before you even apply for the money a great way to understand in yourself if you can afford it. Reviewed on: 19th March 2024

A very good one.

5
A very good one. Very quick in sorting out everything and especially the transfers. Reviewed on: 19th March 2024

Quick and simple application process - money release...

5
Quick and simple application process - money released within hours to your nominated bank account if successful. Online portal which allows you to see how much is left to repay on the loan Reviewed on: 19th March 2024

Oustanding service and lending rate

5
The application process was easy and clear. Communication with Updraft was clear to understand and hasstle free. I am very grateful to have been accepted for a personal loan and to have chosen a repayment plan to suit my budget. this lender compares far better to other lenders that I’ve applied to in terms of the lending rate and repayment plan. I would prefer their service over any other. Reviewed on: 19th March 2024

Saviour !

5
A little known company that has made a huge difference & yet they don't shout about it enough !!! Reviewed on: 19th March 2024

Application is online and easy to complete.

5
Application is online and easy to complete. Decision given within minutes. Reviewed on: 19th March 2024

Smooth and efficient service.

5
Smooth and efficient service. Very satisfied with Updraft Reviewed on: 19th March 2024

Fantastic customer service, a fast and easy process...

5
Fantastic customer service, a fast and easy process and a great app to support you along the way. Reviewed on: 19th March 2024

Easy, quick approval and quick deposit

5
Easy, quick approval and quick deposit Reviewed on: 18th March 2024