Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,849 reviews, last reviewed 1st Apr 2026
364100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply. Easy to apply. Choice of different ways to clear my loan. Reviewed on: 1st April 2026
Anita's avatar
Anita

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10849)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Application is online and easy to complete.

5
Application is online and easy to complete. Decision given within minutes. Reviewed on: 19th March 2024

Smooth and efficient service.

5
Smooth and efficient service. Very satisfied with Updraft Reviewed on: 19th March 2024

Fantastic customer service, a fast and easy process...

5
Fantastic customer service, a fast and easy process and a great app to support you along the way. Reviewed on: 19th March 2024

Easy, quick approval and quick deposit

5
Easy, quick approval and quick deposit Reviewed on: 18th March 2024

Fantastic

5
I found the experience easy and I can see how much I have left to pay in app and when my payments are due or if I want to pay it couldn't be easier Reviewed on: 18th March 2024

The application process was straightforward, I was t...

5
The application process was straightforward, I was told ahead of time of my requirements and what to expect. Good way of doing business Reviewed on: 18th March 2024

Very simple to set up and use.

5
Very simple to set up and use. I was referred by an friend and have referred a friend as well as I find it incredibly easy and helpful Reviewed on: 18th March 2024

Helpful service and easy to apply

5
Helpful service and easy to apply Reviewed on: 18th March 2024

Quick setup and good customer service.

5
Quick setup and good customer service. Reviewed on: 18th March 2024

Swift, smooth and easy.

5
Swift, smooth and easy. I find the services amazing and I like to know I am doing well to ensure financiak stability. Reviewed on: 18th March 2024