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Updraft: Personal Loan reviews

4.96
Based on 10,850 reviews, last reviewed 1st Apr 2026
364200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Simple, easy & efficient. Simple, easy & efficient.couldn't fault it Reviewed on: 1st April 2026
Matt BW's avatar
Matt BW

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10850)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Extremely transparent and risk free applications.

5
Extremely transparent and risk free applications. Updraft provide great rates for expensive debt and good affordable plans with very clear terms. There is no affect on your credit score as it's just a soft search to check your offer and everyone on the support team are extremely helpful and you can speak to a human being along the way! Reviewed on: 18th March 2024

Excellent experience.

5
Excellent experience. Great customer service. Clear consice communication. Everything upfront and nothing hidden. App is really easy to use and understand Reviewed on: 18th March 2024

Easy to set up and good customer service when needed...

5
Easy to set up and good customer service when needed Reviewed on: 18th March 2024

Personal loan for creditcards

5
I was struggling to repay the total amount of my credit cards which totalled to up to £7k-8K. It seems like the amount never goes down eventhough I was paying it monthly. Luckily, I discovered Updraft. They lent me the amount to pay off all my credit cards with only a small percentage of fixed interest. I feel so relieved that I will be paying off my debt in a span of 3 years with the help of updraft in which would have taken me forever to pay if not for them. Reviewed on: 18th March 2024

Updraft really helped me sort out my finances

5
Updraft really helped me get control of my finances and the decision was fast. great service. Reviewed on: 18th March 2024

Friendly and always ready to help.

5
Friendly and always ready to help. Non- judgmental at all. Quick response as well. Reviewed on: 18th March 2024

Well rounded provider

5
Quick decision, good interface thats useful beyond the loan Reviewed on: 18th March 2024

Updraft are fab.

5
Updraft are fab. Customer service is excellent and they’re really great actually advising on what’s best for you. Would highly recommend to anyone looking for a debt consolidation loan. Reviewed on: 18th March 2024

Quick decision on loan, would highly recommend.

4
Quick decision on loan, would highly recommend. Reviewed on: 18th March 2024

Very good and value for the money

5
Very good and value for the money Reviewed on: 18th March 2024