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Updraft: Personal Loan reviews

4.96
Based on 10,906 reviews, last reviewed 9th Apr 2026
369800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Updraft made the experience painless Updraft made the experience painless in a time where I found I needed help Reviewed on: 9th April 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10906)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

I had a great experience.

5
I had a great experience. Easy to apply and very straightforward application. Reviewed on: 15th March 2024

Excellent service and friendly customer service

5
Excellent service and friendly customer service Reviewed on: 15th March 2024

Very happy with the service.

5
Very happy with the service.Help me when I need. Reviewed on: 15th March 2024

Dealt with very professionally & efficiently.

5
Dealt with very professionally & efficiently. Happy with the service Reviewed on: 15th March 2024

Excellent service.

5
Excellent service. Very quick application and approval. Reviewed on: 15th March 2024

Really easy

5
It was really easy to open a loan and the app is great to navigate this and keep track of payments. It was no problem to pay it off early too when I was able Reviewed on: 15th March 2024

Great personal loan

5
Updraft have provided a good product with great customer service when there was an issue. Reviewed on: 15th March 2024

I needed a loan almost immediately due to unforeseen...

5
I needed a loan almost immediately due to unforeseen circumstances, and updraft were more than happy to help. Quick, efficient and no hidden charges. Excellent service, 10/10. Reviewed on: 15th March 2024

I was in quite difficult situation and with help fro...

5
I was in quite difficult situation and with help from Updraft I managed to sort it out on time. Customer service is supportive and understanding, easy to get in touch with and I appreciate all their help. Easy to navigate the app and set up the profile and follow your finances across your accounts. Reviewed on: 15th March 2024

Very straightforward and no hidden information

5
Very straightforward and no hidden information Reviewed on: 15th March 2024