Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10965 reviews)

View other Updraft products

4.96

Based on 10,965 reviews, last reviewed 23rd Apr 2026

375400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very helpful and always provide advice Very helpful and always provide advice Reviewed on: 23rd April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10965)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

My Credit Score’s Jesus Christ

Really saved me with my finances. My bank account’s Jesus Christ if I do say so myself lol. The whole process is really quick and efficient and their interest rates are quite fair. They’ve got a great customer service team and even after my loan application, and approval they still check in on me. It’s nice to know that’ you’re looked after. Because many of us in financial struggles bear that alone. Reviewed on: 15th March 2024

10/10 company with customers first!

Very good company to get a personal loan. Very easy repayments and a very easy app that helps you navigate your payments. They also answer really quickly. I got into some arrears with mine but they were very helpful in helping me get out a little bit and after 9 months I was able to pay my loan off early and close the account. They even refunded me some money back after miss calculating my final payment. Reviewed on: 15th March 2024

Great application process

I had a loan with updraft over a year ago to consolidate debt. The application process was easy and very quick and I was approved for a loan within the day. The APR was reasonable and it was very easy to view the status/payment of my loan via the app. Customer service was great too Reviewed on: 15th March 2024

Helped when I was in need of financial aid and prefe...

Helped when I was in need of financial aid and prefer to bank loans Reviewed on: 15th March 2024

Debt relief !

I was struggling to see how I was going to be able to manage my debt with the ongoing cycle of extending limits. When I found updraft I was so relieved to be able to draw a line under my debt and move forward knowing I was paying it finally. Reviewed on: 15th March 2024

Was in need of a quick and easy loan over a tough pe...

Was in need of a quick and easy loan over a tough period and was granted one when others wouldnt with mininal hassle Reviewed on: 15th March 2024

What can I say - it was great!

What can I say but it was a simple, straightforward pleasurable experience- bet no-one would usually describe getting a loan in such a way, but it’s true. No anxiety and no stress. It was my second time going for an Updraft loan and it was great both times. Reviewed on: 15th March 2024

Very easy to do a application and they get back to y...

Very easy to do a application and they get back to you within 24 hours, interest rate is better than most Reviewed on: 15th March 2024

Helped me out in a time of need, fast and reliable.

Helped me out in a time of need, fast and reliable. Reviewed on: 15th March 2024

Good lenders, quick approval and they communicate well

Good lenders, quick approval and they communicate well Reviewed on: 15th March 2024

Alternative products

Loans
from Thistle Credit Union 4.92 from 13 reviews
Payday loan (discontinued)
from Cash4uNow (inactive company) 1.00 from 4 reviews
Personal loan
from Kroo 4.96 from 201 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub