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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

No issues at all obtaining a loan.

No issues at all obtaining a loan. Straightforward and had the money the next day. Reviewed on: 15th March 2024

Very helpful,fast and understanding

Very helpful,fast and understanding Reviewed on: 15th March 2024

Ashley at Updraft has been amazing!

Ashley at Updraft has been really helpful and friendly and I managed to secure a loan that is helping me to get out of a hole. Reviewed on: 15th March 2024

Easy application, App makes management of loan so ea...

Easy application, App makes management of loan so easy, chat available for answering queries with fast responses Reviewed on: 15th March 2024

My Credit Score’s Jesus Christ

Really saved me with my finances. My bank account’s Jesus Christ if I do say so myself lol. The whole process is really quick and efficient and their interest rates are quite fair. They’ve got a great customer service team and even after my loan application, and approval they still check in on me. It’s nice to know that’ you’re looked after. Because many of us in financial struggles bear that alone. Reviewed on: 15th March 2024

10/10 company with customers first!

Very good company to get a personal loan. Very easy repayments and a very easy app that helps you navigate your payments. They also answer really quickly. I got into some arrears with mine but they were very helpful in helping me get out a little bit and after 9 months I was able to pay my loan off early and close the account. They even refunded me some money back after miss calculating my final payment. Reviewed on: 15th March 2024

Great application process

I had a loan with updraft over a year ago to consolidate debt. The application process was easy and very quick and I was approved for a loan within the day. The APR was reasonable and it was very easy to view the status/payment of my loan via the app. Customer service was great too Reviewed on: 15th March 2024

Helped when I was in need of financial aid and prefe...

Helped when I was in need of financial aid and prefer to bank loans Reviewed on: 15th March 2024

Debt relief !

I was struggling to see how I was going to be able to manage my debt with the ongoing cycle of extending limits. When I found updraft I was so relieved to be able to draw a line under my debt and move forward knowing I was paying it finally. Reviewed on: 15th March 2024

Was in need of a quick and easy loan over a tough pe...

Was in need of a quick and easy loan over a tough period and was granted one when others wouldnt with mininal hassle Reviewed on: 15th March 2024

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