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Updraft: Personal Loan reviews

4.95
Based on 7,085 reviews, last reviewed 24th May 2025
No new 5 star reviews
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No new 1 star reviews
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Latest highest rating:

5

Understanding and Friendly staff Understanding and Friendly staff Reviewed on: 24th May 2025
Kimberley P's avatar
Kimberley P

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024
O-S-J's avatar
O-S-J

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7085)

Review of the Updraft, Personal Loan:

I cannot thank Upstart enough

5
Honestly I cannot thank Upstart enough. Unfortunately we were given notice before Christmas that our landlady wanted to move back into her property that we had rented for nearly 5 years along with our 2 children. Without Upstart we would’ve have never been able to save money to get a deposit and a months rent in advance when looking at new properties. It was because of Upstart that we were able to reserve and afford our new rental home which is honestly a dream home for us and our children. Not only that the interest on what you pay back is fantastic, you genuinely feel like there is someone helping you out because there’s no extortionate rates. I will sing Upstarts praises to anyone. You’ve helped me out more than you’ll ever know! Reviewed on: 14th March 2024

Easy to apply for loan, fast efficient service

5
Easy to apply for loan, fast efficient service Reviewed on: 22nd April 2024

Easy process and no hassles.

5
Easy process and no hassles. App is very easy to use. Reviewed on: 22nd April 2024

Brilliant.

5
Brilliant. Low Apr. Quick service Reviewed on: 22nd April 2024

I applied for help with my overdraft and was able to...

5
I applied for help with my overdraft and was able to get it right away. The money came the next day and saved me. Thanks. Reviewed on: 22nd April 2024

good, got accepted so.

5
good, got accepted so. it’s making me write more words Reviewed on: 22nd April 2024

Have been able to offer finance no others would and...

5
Have been able to offer finance no others would and at a reasonable rate Reviewed on: 22nd April 2024

Reasonable rates and responsible allowance

5
Reasonable rates and responsible allowance Reviewed on: 21st April 2024

Quick decision and competitive rate

5
Quick decision and competitive rate Reviewed on: 21st April 2024

Amazing company , easy to navigate and no early repa...

5
Amazing company , easy to navigate and no early repayment fee Reviewed on: 21st April 2024

Was quick and easy to check eligibility and in a few...

5
Was quick and easy to check eligibility and in a few days was all sorted could not ask for more Reviewed on: 21st April 2024