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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10920 reviews)

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4.96

Based on 10,920 reviews, last reviewed 13th Apr 2026

371000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I found updraft through social media, i was looking... I found updraft through social media, i was looking to consolidate some credit card debt that had a solid finish at a better interest rate and Updraft... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10920)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Fast getting and useful .

Fast getting and useful . I'm very happy with this experience Reviewed on: 14th March 2024

It was fine.

It was fine. A little trouble theybhad setting up the DD but other than that no real issues Reviewed on: 14th March 2024

Friendly and helpful service

Friendly and helpful service, when ever I’ve contacted they’ve been able to answer and it’s quick and straightforward Reviewed on: 14th March 2024

Great company, great people.

A lovely company, helped me out when no one else did. Good APR all things considered but the best thing was how quickly I received the money. It took into account all the other bits that I was paying off and offered a repayment which didn’t hurt my wallet too much. The app is great as well, very clear and easy to understand. Reviewed on: 14th March 2024

Honest & transparent

Updraft have helped me and my partner get on such better financial positions with the service they provide, so thank you updraft! Reviewed on: 14th March 2024

Affordable monthly payments

Affordable monthly payments, apr isn't through the roof & so simple to apply for what more can you ask of Reviewed on: 14th March 2024

Easy to apply and easy to keep an eye on the balance...

Easy to apply and easy to keep an eye on the balances with the app Reviewed on: 14th March 2024

Fast and considerate process, easy company to deal with

Fast and considerate process, easy company to deal with Reviewed on: 14th March 2024

Really excellent customer service all round .

Really excellent customer service all round . Very professional and great app ! Reviewed on: 14th March 2024

Easy-to-use, prompt service and quick payout

Easy-to-use, prompt service and quick payout Reviewed on: 14th March 2024

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