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Updraft: Personal Loan reviews

4.96
Based on 10,440 reviews, last reviewed 5th Mar 2026
324200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Si far sa good nothing bad to me Si far sa good nothing bad to me Reviewed on: 5th March 2026
Deejay's avatar
Deejay

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10440)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Always happy to help and very easy to apply and...

5
Always happy to help and very easy to apply and pay Reviewed on: 2nd March 2026

Amazing great quality

5
They were very simple and easy to use i would highly recommend them easy to contact if you should ever need to Reviewed on: 2nd March 2026

Good service excellent helped me very much

5
Good service excellent helped me very much Reviewed on: 2nd March 2026

Absolutely fantastic!

5
Absolutely fantastic! Second loan with them and superb start to finish. Quick turnaround, fully informed and feel more control! Reviewed on: 2nd March 2026

Really helpful .

5
Really helpful ., and response time fantastic . Reviewed on: 2nd March 2026

Quick, easy to use and efficient service.

5
Quick, easy to use and efficient service. Aways there to help of you need them. I haven't got any complaints about the service I have received. Reviewed on: 2nd March 2026

Quick answer when needed, easy to use app, tracking...

5
Quick answer when needed, easy to use app, tracking payments and scheduling. Rate slightly on the high side tho Reviewed on: 2nd March 2026

A very positive experience, this including solving o...

5
A very positive experience, this including solving of a glitch for me which meant I wasn’t sure if my loan had been agreed Reviewed on: 2nd March 2026

Very fast decision and a great APR Rate compared to...

5
Very fast decision and a great APR Rate compared to other lenders - I will use Updraft again for sure also the payout was very fast five stars!!!!! Thankyou Reviewed on: 2nd March 2026

Amazing company

5
Fast and easy to get a decision if you are eligible and nothing is every to much hassle for them to put your mind at ease. Reviewed on: 2nd March 2026