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Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very quick and easy process, excellent rate compared...

5
Very quick and easy process, excellent rate compared to what I was paying before. Has helped me totally revamp my finances and left me with more to spare each month in these tight times. App very responsive and decision was reached very quickly. Reviewed on: 14th March 2024

Good way of consolidating debt.

5
Good way of consolidating debt. Good prompt service Reviewed on: 14th March 2024

Amazing Service!

5
Amazing Service! Easy process from start to finish. Brilliant customer service throughout! Reviewed on: 14th March 2024

Very good , quick and effective service all vai app.

5
Very good , quick and effective service all vai app. With excellent service just a stones throw away if needed Reviewed on: 14th March 2024

Absolutely brilliant from start to finish

5
Absolutely brilliant from start to finish Reviewed on: 14th March 2024

Great speedy service very friendly and helpful

5
Great speedy service very friendly and helpful Reviewed on: 14th March 2024

Quick to respond

5
Quick to respond to my application and inform of any additional tasks that I needed to complete. Reviewed on: 14th March 2024

Great service everything is there for you to see

5
Great service everything is there for you to see Reviewed on: 14th March 2024

Professional approach to lending, with clear guidanc...

5
Professional approach to lending, with clear guidance on contractual obligations. Reviewed on: 14th March 2024

Excellent Customer service

5
Excellent Customer service and I would happily recommend updraft to family and friends. Reviewed on: 14th March 2024