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Updraft: Personal Loan reviews

4.96
Based on 10,949 reviews, last reviewed 19th Apr 2026
373800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

All good, good experience and easy to use All good, good experience and easy to use Reviewed on: 19th April 2026
Slavica Mitrova's avatar
Slavica Mitrova

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10949)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy to apply, app is useful to keep track of paymen...

5
Easy to apply, app is useful to keep track of payments and change payment dates if needed. Easy to contact if help is needed, good interest rates even for someone with credit that isn’t great! Reviewed on: 14th March 2024

Great response rate and excellent customer service.

5
Great response rate and excellent customer service. Reviewed on: 14th March 2024

Easy and simple process

5
Easy and simple process. Good communication and everything is easy to understand Reviewed on: 14th March 2024

Great company and great customer service

5
Great company and great customer service Reviewed on: 14th March 2024

Easy to understand, straightforward and prompt ser...

5
Easy to understand, straightforward and prompt service Reviewed on: 14th March 2024

Very efficient and easy process.

5
Very efficient and easy process. Reviewed on: 14th March 2024

Easy process and fast.

5
Easy process and fast. Kept up to date throughout. Reviewed on: 14th March 2024

easy Process

5
easy process and from start to finish good good customer service provided .App is easy to use and respose is quick Recommended Reviewed on: 14th March 2024

Getting a loan with Updraft is easy and quick and th...

5
Getting a loan with Updraft is easy and quick and the customer service is great! Reviewed on: 14th March 2024

Friendly, quick and efficient.

5
Friendly, quick and efficient. Updraft are quick to respond to messages, the message received always answers the query sent. Applications are processed quickly and they always ensure they message you if there are any issues. Reviewed on: 14th March 2024