Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,950 reviews, last reviewed 19th Apr 2026
373900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used multiple times. I have used multiple times. Always an easy transaction Reviewed on: 19th April 2026
Sarah r's avatar
Sarah r

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10950)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Friendly, quick and efficient.

5
Friendly, quick and efficient. Updraft are quick to respond to messages, the message received always answers the query sent. Applications are processed quickly and they always ensure they message you if there are any issues. Reviewed on: 14th March 2024

Just bang on easy to use company better than any oth...

5
Just bang on easy to use company better than any other i have used. The app is easy and simple to use. didn’t take long to set up an account great app! Reviewed on: 14th March 2024

Great company.

5
Great company. Got me out of a tight spot. Reviewed on: 14th March 2024

Very fast and professional service easy to talk to,...

4
Very fast and professional service easy to talk to, and seem to actually want to help Reviewed on: 14th March 2024

help the bills

5
I needed a load to help pay the bills and I went on to there app and with in a couple of days it was in my bank Reviewed on: 14th March 2024

Getting a loan from updraft was quick, easy and stra...

5
Getting a loan from updraft was quick, easy and straightforward. Reviewed on: 14th March 2024

Amazing company

5
Updraft folks are just fabulous compared to any other lenders as they are prompt, super efficient, transparent and responsive Reviewed on: 14th March 2024

Really great and changed my life giving me credit

5
Really great and changed my life giving me credit Reviewed on: 14th March 2024

Quick easy process, great app, and customer service

4
Quick easy process, great app, and customer service Reviewed on: 14th March 2024

Great communication and helpful staff

5
Great communication and helpful staff Reviewed on: 14th March 2024