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Updraft: Personal Loan reviews

4.96
Based on 10,951 reviews, last reviewed 19th Apr 2026
374000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Very good very easy would recommend to anyone Very good very easy would recommend to anyone Reviewed on: 19th April 2026
Taylan j's avatar
Taylan j

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10951)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great communication and helpful staff

5
Great communication and helpful staff Reviewed on: 14th March 2024

Great company.

5
Great company...no hard checks. Happy to be a customer Reviewed on: 14th March 2024

Quick and easy application process.

5
Quick and easy application process. Simple and easy to use app that helps you track progress/manage your loan. Customer service is excellent. Reviewed on: 14th March 2024

Clear, honest service

5
The service feels honest and clearly explains its costs upfront. Reviewed on: 14th March 2024

Excellent customer service

5
Updraft were very helpful through the whole process. Answering any questions I had in a timely manner. Reviewed on: 14th March 2024

The whole application process was easy straightforwa...

5
The whole application process was easy straightforward and processed quickly. Reviewed on: 14th March 2024

Innovative and easy. Great lenders

5
Simple easy instructions. Very pleasant whether they can help or not. Very responsible and easy to deal with. Reviewed on: 14th March 2024

Top class. Very chuffed

5
Top class. Fast. Efficient. Transparent. Can't fault them at all! Haven't had any issues at all. Would rate them and would use again and again as and when it is needed. Decent value for money also when compared to others. Reviewed on: 14th March 2024

Spot on, no complain in any case.

5
Very good, easy, helpful. I can't be more impressed about Updraft. Reviewed on: 14th March 2024

Saved my life! Twice!

5
Made the process so quick and easy that there was no feeling of pressure or fear! All done through the app and the chat is great and responsive. You’ve unknowingly saved my life twice! Would use them again if needed! Thanks Updraft! Reviewed on: 14th March 2024