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Updraft: Personal Loan reviews

4.96
Based on 10,964 reviews, last reviewed 22nd Apr 2026
375300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Easy, quick and efficient with great customer service Easy, quick and efficient with great customer service Reviewed on: 22nd April 2026
James's avatar
James

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10964)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

I used updraft when I wanted to consolidate my debt...

5
I used updraft when I wanted to consolidate my debt into one, it was very quick and easy and everyone I spoke to was very helpful Reviewed on: 14th March 2024

app was easy to use and customer service top notch

5
app was easy to use and customer service top notch Reviewed on: 14th March 2024

Excellent, quick and professional.

5
Excellent, quick and professional. Reviewed on: 14th March 2024

Really easy to use, quick service!

5
Really easy to use, quick service! Reviewed on: 14th March 2024

Quick and efficient!

5
Quick and efficient! Process was quick and and easy and I am able to access and monitor all accounts in one! Reviewed on: 14th March 2024

My Updraft Experience.

5
Very good Updraft Payce product with a low Apr. The loan product could provide a better Apr and contact could be quicker but apart from that, a good experience. Reviewed on: 14th March 2024

Money was transferred quickly and easy to apply for

5
Money was transferred quickly and easy to apply for Reviewed on: 14th March 2024

Reliable and trustworthy company

5
Easy and trusted company. Feels safe and reliable. Easy to get in contact with customer service and they are always very helpful and supportive Reviewed on: 14th March 2024

Fast and excellent service.

5
Fast and excellent service. Very good mobile application with other offers. Reviewed on: 14th March 2024

If needing help and no-one else is there

5
I was getting declined from everyone and it was only updraft that helped me when I needed it. Thank you Reviewed on: 14th March 2024