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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10964 reviews)

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4.96

Based on 10,964 reviews, last reviewed 22nd Apr 2026

375300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy, quick and efficient with great customer service Easy, quick and efficient with great customer service Reviewed on: 22nd April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10964)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Was able to get a quick answer to my loan at very lo...

Was able to get a quick answer to my loan at very low interest rates. Reviewed on: 14th March 2024

Good product, expensive interest rates

Good product, expensive interest rates Reviewed on: 14th March 2024

Life saver

Offered me loans when others couldn’t but still responsible. Reviewed on: 14th March 2024

Quick response to my loan application had money in m...

Quick response to my loan application had money in my bank within a day not a normal loan as you can pay more off then your schedule payment and not be penalised for doing so Reviewed on: 14th March 2024

Easy, fast and concise

Cleared credit card debts into one cheaper easy payment Reviewed on: 14th March 2024

Easy and simple process for loans

Very quick and easy to apply for a loan. Simple to use online app and customer support easy to get hold of. I'd recommend this banking app for anyone applying to get a loan. Reviewed on: 14th March 2024

Life savers - highly recommend.

Been with updraft a few years and I cannot rate them high enough they are absolutely incredible and have helped me so much through the past years with sorting out debt. And then again when my circumstances changed I was able to take a second loan with them. Highly recommend. Reviewed on: 14th March 2024

Excellent

Helped me when no one else would, with good rates. Reviewed on: 14th March 2024

Updraft really helped me out.

Updraft really helped me out. It was quick and easu to apply and paying back my loan was easy and affordable. The app meant i could manage my account from anywhere. The in app chat was really useful and helpful in dealing with any enquiries i had! Reviewed on: 14th March 2024

Great provider

They provided me a loan to consolidate debt.It really helped and the process was quick and easy. Reviewed on: 14th March 2024

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