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Updraft: Personal Loan reviews

4.96
Based on 10,964 reviews, last reviewed 22nd Apr 2026
375300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Easy, quick and efficient with great customer service Easy, quick and efficient with great customer service Reviewed on: 22nd April 2026
James's avatar
James

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10964)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

What you see is what you get.

5
Very straightforward to use. Clear instructions on how to use everything. No gimmicks or any hidden fees. What you see is what you get. Customer service is also quick to respond. Reviewed on: 14th March 2024

Quick and easy to deal with.

5
Quick and easy to deal with. The customer service is quick and you can do everything you need online. Reviewed on: 14th March 2024

Brilliant sorted my debt out

5
Brilliant sorted my debt out would highly recommend and was a quick and simple to use would go back if needed to x Reviewed on: 14th March 2024

Very fast easy and helped me a lot

5
Very fast easy and helped me a lot Reviewed on: 14th March 2024

Easy communication and always helpful

5
Easy communication and always helpful Reviewed on: 14th March 2024

Very simple to process my application.

5
Very simple to process my application. Once the loan was approved everything was finalised very quickly. I can keep on top of everything via the app and any support needed is there for me. I would highly reccomend Updraft. Reviewed on: 14th March 2024

Recommended lender

5
Very approachable firm through the app, help quickly with any query. Good APR in relation to my credit score and helped where oter companies would. Reviewed on: 14th March 2024

Amazing service

5
Amazing service and easy to navigate Reviewed on: 14th March 2024

Overall was really good but it would have been bette...

5
Overall was really good but it would have been better if there was a consolidation figure available instead of you having to message to get it Reviewed on: 14th March 2024

Very useful and customer-focused service

5
Very useful and customer-focused service Reviewed on: 14th March 2024