Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,991 reviews, last reviewed 28th Apr 2026
378000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply Easy to apply and funds were debited to my account quickly Reviewed on: 28th April 2026
Stephen G's avatar
Stephen G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10991)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Quick response to my loan application had money in m...

5
Quick response to my loan application had money in my bank within a day not a normal loan as you can pay more off then your schedule payment and not be penalised for doing so Reviewed on: 14th March 2024

Easy, fast and concise

5
Cleared credit card debts into one cheaper easy payment Reviewed on: 14th March 2024

Easy and simple process for loans

5
Very quick and easy to apply for a loan. Simple to use online app and customer support easy to get hold of. I'd recommend this banking app for anyone applying to get a loan. Reviewed on: 14th March 2024

Life savers - highly recommend.

5
Been with updraft a few years and I cannot rate them high enough they are absolutely incredible and have helped me so much through the past years with sorting out debt. And then again when my circumstances changed I was able to take a second loan with them. Highly recommend. Reviewed on: 14th March 2024

Excellent

5
Helped me when no one else would, with good rates. Reviewed on: 14th March 2024

Updraft really helped me out.

5
Updraft really helped me out. It was quick and easu to apply and paying back my loan was easy and affordable. The app meant i could manage my account from anywhere. The in app chat was really useful and helpful in dealing with any enquiries i had! Reviewed on: 14th March 2024

Great provider

5
They provided me a loan to consolidate debt.It really helped and the process was quick and easy. Reviewed on: 14th March 2024

What you see is what you get.

5
Very straightforward to use. Clear instructions on how to use everything. No gimmicks or any hidden fees. What you see is what you get. Customer service is also quick to respond. Reviewed on: 14th March 2024

Quick and easy to deal with.

5
Quick and easy to deal with. The customer service is quick and you can do everything you need online. Reviewed on: 14th March 2024

Brilliant sorted my debt out

5
Brilliant sorted my debt out would highly recommend and was a quick and simple to use would go back if needed to x Reviewed on: 14th March 2024