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Updraft: Personal Loan reviews

4.96
Based on 10,971 reviews, last reviewed 24th Apr 2026
376000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Easy to use, good communication. Easy to use, good communication. Would recommend Reviewed on: 24th April 2026
Sean F's avatar
Sean F

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10971)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy access and straightforward application.

5
Easy access and straightforward application. Reviewed on: 14th March 2024

Excellent service

5
Always received excellent service Reviewed on: 14th March 2024

A simple easy service, a more logical approach and q...

5
A simple easy service, a more logical approach and quick response Reviewed on: 14th March 2024

Easy and fast service

5
I had heard of Updraft before but never looked into it until recently. I have quite a few credit/flex accounts alongside a credit card and overdraft. Once accepted for a loan, the money was in my account first thing the next morning. I also like how they amalgamate all of your credit accounts into one to give you a full overview of what you owe. The loan received has allowed me to close my overdraft and other credit accounts, whilst also paying off a big chunk of my credit card. The repayments for the loan are a lot lower than what I was paying on a monthly basis all together. The service was very easy to use and I received a response in good time. Would highly recommend Updraft. Reviewed on: 14th March 2024

Easy, simple application and straight forwards

5
Easy, simple application and straight forwards Reviewed on: 14th March 2024

easy application and process - simplified and clear...

5
easy application and process - simplified and clear contracts although the rates could be revised Reviewed on: 14th March 2024

Quick easy efficient and great rates

5
Quick easy efficient and great rates Reviewed on: 14th March 2024

Helped me put all my debt into one easy payment.

5
Helped me put all my debt into one easy payment. Cannot recommend them highly enough. Reviewed on: 14th March 2024

Excellent service

5
Excellent service and quick to arrange loan Reviewed on: 14th March 2024

Great, highly recommend

5
Great! Finally a bank that seems to want the best for its customers Reviewed on: 14th March 2024