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Updraft: Personal Loan reviews

4.96
Based on 10,972 reviews, last reviewed 24th Apr 2026
376100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Has made it very easy to get a loan and no-nonsense... Has made it very easy to get a loan and no-nonsense with payments Reviewed on: 24th April 2026
Levy M's avatar
Levy M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10972)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great, highly recommend

5
Great! Finally a bank that seems to want the best for its customers Reviewed on: 14th March 2024

Honest responsible lender.

5
Honest responsible lender. Offered me less than requested to ensure I would be able to maintain repayments. Reviewed on: 14th March 2024

Loan Customer.

5
Very thorough but quick loan experience for debt consolidation. Was granted and funds available very quickly. Very happy with the experience. Reviewed on: 14th March 2024

Happy customer

5
Great no issues with them and message back very quickly. Plenty of customer services never get back to you but not updraft Reviewed on: 14th March 2024

The services to use was quick and easy

5
The services to use was quick and easy Reviewed on: 14th March 2024

Always been very helpful.

4
Always been very helpful. Nice friendly staff. Reviewed on: 14th March 2024

Can’t fault them!

5
Can’t fault them! Amazing company, always helpful! Reviewed on: 14th March 2024

Fast reliable service worked well

5
Fast reliable service worked with me too get a good rate Reviewed on: 14th March 2024

Excellent service.

5
Excellent service. Reliable and understanding. Reviewed on: 14th March 2024

I’ve had 4 loans with updraft over my time and had n...

5
I’ve had 4 loans with updraft over my time and had no issues , every question I asked I got an excellent response and quick. Resolution Reviewed on: 14th March 2024