Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,972 reviews, last reviewed 24th Apr 2026
376100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has made it very easy to get a loan and no-nonsense... Has made it very easy to get a loan and no-nonsense with payments Reviewed on: 24th April 2026
Levy M's avatar
Levy M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10972)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy and simple to use.

5
Used them for a debt consolidation loan and they were amazing and quick to provide the money I needed Reviewed on: 14th March 2024

I found the process and communication with the Updra...

5
I found the process and communication with the Updraft team very easy Reviewed on: 14th March 2024

Excellent experience promp loan application and grea...

5
Excellent experience promp loan application and great customer service Reviewed on: 14th March 2024

Quick, easy and competitive loan

5
I needed a simple loan to pay off some of my credit cards and updraft proved to be the best solution for my budget. The application and approval process was very easy, the rates competitive and money landed on my account very quickly. I'd highly recommend updraft to anyone looking for a good financial solution. Reviewed on: 14th March 2024

Very good customer service and very prompt response

5
Very good customer service and very prompt response Reviewed on: 14th March 2024

Very helpful and helping me get out of debt

5
Very helpful and helping me get out of debt Reviewed on: 14th March 2024

Quick and easy, hassle-free.

5
Quick and easy, hassle-free. The whole process was smooth and the app is easy to navigate. Reviewed on: 14th March 2024

Quick and effect response.

5
Quick and effect response. They have a seamless process in dealing with your application. Very effective response system as well. Reviewed on: 14th March 2024

Updraft has helped me when others couldn't.

5
Updraft has helped me when others couldn't. Their service was straight forward and helpful every step of the way. Reviewed on: 14th March 2024

Awesomeness

5
all good start to finish would highly recommend updraft to clear your debts and manage your life style. Reviewed on: 14th March 2024