Smart Money People Logo

Updraft: Personal Loan reviews

4.95
Based on 10,555 reviews, last reviewed 9th Mar 2026
335200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Empowering Financial Independence Really helped me get a grapple on my finances after some financial hardships! Reviewed on: 9th March 2026
Scott R's avatar
Scott R

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10555)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very quick and easy application...

5
Very quick and easy application with quick processing times to receive finance. Good APR rates and transparent terms and conditions. Able to access the online portal at all times and pay extra as manageable. Great overall service and would definitely recommend. Reviewed on: 2nd March 2026

I dint think I could get to borrow any and wow strai...

5
I dint think I could get to borrow any and wow straight away no no hesitation they helped me out with a monthly plan and very quickly into my nank Reviewed on: 2nd March 2026

Easy, straightforward & helpful

5
The process for applying for the loan is really simple & it’s also a simple process for income verification too for affordability checks. I like the product and the service. Reviewed on: 2nd March 2026

Easy to apply, friendly and timely payment reminders.

5
Easy to apply, friendly and timely payment reminders. App is easy to use and is intuitive. Reviewed on: 2nd March 2026

Quick and easy process.

5
Quick and easy process. No complaints. Money received quickly and decision was rapid. Reviewed on: 2nd March 2026

Excellent service

5
The whole process was very easy from beginning to end. Very quick response to emails and made sure I was kept updated throughout Reviewed on: 2nd March 2026

Easy to use and keeps you up to date.

5
Easy to use and keeps you up to date. Money came in almost immediately. Reviewed on: 2nd March 2026

Service is very quick and straightforward.

5
Service is very quick and straightforward. Reviewed on: 2nd March 2026

I applied for a loan for consolidation process t...

5
I applied for a loan for consolidation the process to apply it was super easy, very clear and the decision came back quickly as well. I feel they asked all of the necessary questions to be sure I could afford it. So there was due care from them. It was all very well explained. Reviewed on: 2nd March 2026

Great service and very fast approval load.

5
Great service and very fast approval load.Fixed monthly payment. Everything is managed by your mobile app. Excellent eexperience. Reviewed on: 2nd March 2026