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Updraft: Personal Loan reviews

4.96
Based on 10,478 reviews, last reviewed 5th Mar 2026
327900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Excellent service! Excellent service! Easy to use, recommended! Reviewed on: 5th March 2026
Mark H's avatar
Mark H

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10478)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Fast, easy and professional.

5
Fast, easy and professional. Set up was easy, and the transfer of fuds fast Reviewed on: 1st March 2026

Thank you

5
Easy and well informed process from start to finish Reviewed on: 1st March 2026

Paid off a credit card saved me money

5
Paid off a credit card saved me money Reviewed on: 1st March 2026

Quick and easy to apply for the loan and money was i...

5
Quick and easy to apply for the loan and money was in the bank a few hours later Reviewed on: 1st March 2026

Helped me clear credit card debt

5
Fast efociant and fair rates are spot on and helped me when needed x easy and fair Reviewed on: 1st March 2026

Really simple application process and great customer...

5
Really simple application process and great customer service Reviewed on: 1st March 2026

Quick and professional service Discreet and respectful

5
Quick and professional service Discreet and respectful Reviewed on: 1st March 2026

Easy process and good service.

5
Easy process and good service. Looking for a loan consolidation and they made everything simple Reviewed on: 1st March 2026

Updraft app and website are so easy to use!

5
Updraft app and website are so easy to use! I love how quick they are to respond to e-mails and any queries. I have recommended them to a few of my friends and family members. I love updraft! Reviewed on: 1st March 2026

Updraft have been amazing.

5
Updraft have been amazing. I found them through the Credit Karma app, as I was trying to improve my credit rating and consolidate my debt. The application process was so smooth and received my money within a few days. The interest is low compared to other companies and cant fault them. Reviewed on: 1st March 2026