Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,019 reviews, last reviewed 5th May 2026
380700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy application process. Quick and easy application process. Reviewed on: 5th May 2026
Saf A's avatar
Saf A

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11019)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very easy to use app to keep track of everything and...

5
Very easy to use app to keep track of everything and money transferred very quickly Reviewed on: 14th March 2024

Straight forward

5
Very straight forward to get a loan, bespoke approach Reviewed on: 14th March 2024

Great service good company nothing further to add

5
Great service good company nothing further to add Reviewed on: 14th March 2024

Great loan, easy communication throughout and simple...

5
Great loan, easy communication throughout and simple UI. Reviewed on: 14th March 2024

Fast decision, good rates, quick payout

5
Fast decision, good rates, quick payout Reviewed on: 14th March 2024

Easy to use and transparent - from start to finish I...

5
Easy to use and transparent - from start to finish I knew everything I needed to know and it was easy to ask questions Reviewed on: 14th March 2024

great customer service

5
Have used the facility a couple of times and always been helpful and staff friendly. Reviewed on: 14th March 2024

Great company no problems, took out a loan in 2023 o...

5
Great company no problems, took out a loan in 2023 overpaying it made easy! Reviewed on: 14th March 2024

Very easy and straightforward process, helped me get...

5
Very easy and straightforward process, helped me get back on track with my debt! Reviewed on: 14th March 2024

Saved on interest from a credit card

5
I got a personal loan when my credit card interest got too high, this company saved me hundreds of pounds Reviewed on: 14th March 2024