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Updraft: Personal Loan reviews

4.96
Based on 10,484 reviews, last reviewed 6th Mar 2026
328400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Great fast efficiency smooth transaction and transpa... Great fast efficiency smooth transaction and transparent Reviewed on: 6th March 2026
Arron U's avatar
Arron U

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10484)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Good company

5
Easy to apply, fast replies to any questions. Everything is clear so you know what you’re getting. Reviewed on: 1st March 2026

Application was simple and easy to do, response was...

5
Application was simple and easy to do, response was quick and you are given time to make the decision before you accept it, which is reasonable. Reviewed on: 1st March 2026

Good experience,very fast with money transaction.

5
Good experience,very fast with money transaction.very good Reviewed on: 1st March 2026

Good Company

5
Great company and easy to use no problem as of yet. Reviewed on: 1st March 2026

Easy to use, no hassle

5
Easy to use, no hassle, Communication made easy and efficient Reviewed on: 1st March 2026

Everything went smoothly very satisfactory

5
Everything went smoothly very satisfactory Reviewed on: 1st March 2026

Easy to apply. great service clear terms

5
Easy to apply. great service clear terms Reviewed on: 1st March 2026

Just so easy to use, and pay back!

5
Just so easy to use, and pay back! Reviewed on: 1st March 2026

Was easy to use and good payment plan

5
Was easy to use and good payment plan to get me back on track! would defo recommend to other people that need a little bit of help. Easy to check everything on the app Reviewed on: 1st March 2026

Efficient and great customer service.

5
Efficient and great customer service. Fast decision and easy application process. Reviewed on: 1st March 2026