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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Straightforward

5
I was hesitant to use the app as loads of scam all around, but here I am doing my review. The app is straightforward and did a really big help with my credit card. Thank you updraft. Reviewed on: 12th April 2023

Very good

5
Offered me a consolidation loan at a good rate. Customer service is great. Reviewed on: 12th April 2023

Quick process and great in app service

5
Updraft is an amazing Lender, application is simple compared to others and all in the app with decision in the app as well and the payout the same. It’s a great all in app experience without having to do lengthy paperwork and with great rates offered as well. The best part you rarely have to call someone as it’s so easy Reviewed on: 12th April 2023

Quick, easy and supportive

5
I found it quick and easy to get my updraft loan. As it’s paid off in direct debits of regular amounts I don’t even think about but whenever I check it’s nice to easily be able to see what I’ve paid off and what’s left to pay. The chat function also makes it easy to talk to them around my work and other commitments. The only thing that would improve my experience is to have a function that allows me to see how much I would be paying if I paid off early without having to go through the steps of paying off early, Reviewed on: 12th April 2023

Quick

5
I have received the confirmation quickly and the company was really fast sending the money into my account. I have not had a really good credit score but with the updraft I was to get a loan anyway even though my credit score was not the best. I would really recommend this company. Reviewed on: 12th April 2023

Best Company Ever

5
Helped me get out of a situation, I’m for more financially stable. Been with them a year now. I recommend to everyone with debt! Reviewed on: 12th April 2023

Amazing

5
Amazing app easy to use Reviewed on: 12th April 2023

Amazing

5
Used updraft multiple times and had the most amazing service from them with amazing customer support Reviewed on: 12th April 2023

Best in the west ( all United Kingdom)

5
Perfect and easy to process would recommend for everyone who ever is struggling Reviewed on: 12th April 2023

Quick credit response

5
I was able to quickly know if I was able to secure a loan with updraft. Getting the results in a few minutes allowing to plan my next steps and that was essential for my futures plans. Reviewed on: 12th April 2023