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Updraft: Personal Loan reviews

4.96
Based on 11,027 reviews, last reviewed 9th May 2026
381500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Good application. It has been an easy set up, no loop holes and very straight forward. They email me each time to let me know when my bill is due which is great. The ap... Read more Reviewed on: 9th May 2026
Ky's avatar
Ky

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11027)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great company to deal with

5
Dealing with Updraft has always been a breeze - their app works great and is simple to use. Whenever I’ve had to talk to their support team I’ve found them very helpful and effective. Reviewed on: 11th April 2023

Short term help

5
A great way of sorting out debt with affordable monthly payments. Especially if you’re struggling to pay your credit card fees each month Reviewed on: 11th April 2023

Simple and fair.

5
Quick and easy to use app, quick responses from CS and fair terms without horrendous APRs! Reviewed on: 11th April 2023

Very good

5
Great quick and easy service and good app to check on where you are at Reviewed on: 11th April 2023

Fast, easy, stress free lending

5
When I heard about updraft I was curious to see what they could offer. I had a pesky store card that I couldn’t seem to clear and thanks to updrafts easy application and great monthly repayments I have managed to relieve stress from my life. Updraft couldn’t of been more helpful in accepting my application answering questions and quickly sending funds over to sort my finances out. I was impressed by having the option to pay more off when I can to reduce my term for the loan. I’d definitely use them again. They were cheaper than using my own bank for a loan. To summarise, great rates, easy application, great communication, fast pay out of funds and great for reducing your monthly outgoings. Thanks again updraft. Reviewed on: 11th April 2023

straight forward and concise

4
Great app. However, when you pay instalments in advance, the app could be clearer of how long you have left to repay. Reviewed on: 11th April 2023

A nice group of people

5
I’ve only had a loan with Updraft for a few months but they are so good and get back to you so quickly. Would not hesitate for a minute to recommend them. Reviewed on: 11th April 2023

Easy and straightforward

5
I was struggling to get a loan through my bank due to my history not being perfect. A friend of mine advised me to try updraft. It was a simple straight forward application . not only was I approved. I got a decent interest rate as well. Just Brilliant. I will definitely recommend updraft to anyone. Reviewed on: 11th April 2023

Excellent customer service

5
Brilliant customer service and quick services Reviewed on: 11th April 2023

Amazing service

5
Really good company, fluent and clear. How modern banking should operate! Reviewed on: 11th April 2023