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Updraft: Personal Loan reviews

4.96
Based on 11,031 reviews, last reviewed 9th May 2026
381900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Really easy process, in depth analysis before accept... Really easy process, in depth analysis before accepting application. Reviewed on: 9th May 2026
Ian M's avatar
Ian M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11031)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Brilliant.

5
Very helpful, nothing was too much trouble. Easy to apply. Easy to talk to someone. Reviewed on: 11th April 2023

Incredible service

5
Incredible service all around, from credit applications to the quality and usability of the app itself, i love updraft! Reviewed on: 11th April 2023

Fast and simple

5
I was really impressed with the Updraft application and approval system. It was simple and response was fast. Reviewed on: 11th April 2023

Quick, Simple and Excellent App

5
Was very surprised at how quick the application process was. The App is very slick, simple and easy to understand and the loan product offers more flexibility than most, in addition to the monthly repayment, there is also an option whereby you can pay off as much extra as you want, which is a great option that you don't see on many similar products. Would definitely recommend Updraft as a product provider. Reviewed on: 11th April 2023

Really great lender

5
I needed to consolidate some debt but at the same time did jot want to increase my debt too much. Smaller repayments was also a must. Updraft ticked every box and everything was simple. Highly recommended. Reviewed on: 11th April 2023

Accessible, low-cost finance with a great management app.

5
I’ve used updraft for two personal loans now, each one offered at a low rate I couldn’t get anywhere else, and with flexible terms that I could tailor to my needs. The support team are responsive, friendly, and very helpful. I’ve found the management app to be very useful as it not only helps with managing the updraft loans, but also allows you to track other borrowing and bank account usage to keep a close eye on all your finances and credit rating in a single application. I wholeheartedly recommend using Updraft for personal loans and general finance tracking. Reviewed on: 11th April 2023

Quick and easy

5
Really happy with how quick and flexible updraft is! I’ve never had any bother… Reviewed on: 11th April 2023

Excellent service

5
Excellent service with great customer service and support Reviewed on: 11th April 2023

Amazing, life-changing help, super simple.

5
So easy to apply and keep a check of your finances. Massively helped me pay off my credit card and keep on top of things. Easy to use app and always someone there to help via the chat if needed. 5 stars. Reviewed on: 11th April 2023

Sensational

5
Outstanding company deserve all the credit they get Reviewed on: 11th April 2023