Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,572 reviews, last reviewed 10th Mar 2026
336900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service really helped me out when I needed it... Great service really helped me out when I needed it Reviewed on: 10th March 2026
Maria L's avatar
Maria L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10572)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Quick and easy service.

5
Quick and easy service. Fast decisions Reviewed on: 2nd March 2026

Great service - received the funds quickly

5
Great service - received the funds quickly Reviewed on: 1st March 2026

easy and quick decision.

5
easy and quick decision. Easy transaction. Reviewed on: 1st March 2026

Very quick process and very reasonable interst rates...

5
Very quick process and very reasonable interst rates with low payments im extremely pleased with the whole process and how quickly i received the money Reviewed on: 1st March 2026

Clear, easy and personal...

5
I found getting a personal loan with Updraft a much easier and stress free experience than I expected. The information was clear, the app was so easy to set up and easy to use. I love that I can track things on the app and that the messages always feel personal rather than a generic response. Reviewed on: 1st March 2026

Very easy fast and good, excellent customer sevice

5
Very easy fast and good, excellent customer sevice Reviewed on: 1st March 2026

Personal experience

5
Felt every ease with any questions or queries I may have Reviewed on: 1st March 2026

I recommended to everyone easy, loved it it's more h...

5
I recommended to everyone easy, loved it it's more helpful and it's helped me to sort my debt out Reviewed on: 1st March 2026

Was so quick and easy

5
Was so quick and easy. Great prices and support Reviewed on: 1st March 2026

Stress relief

5
Has taken away the stress of repaying my debts completely. I am now paying a manageable amount per month meaning I can still save money while also actually living a life. Before using updraft, there was no end in sight for paying off my debts, I was struggling to pay enough to cover the interest alone, but now I am paying 1/3 of what I was paying and I know exactly when my debts will be paid off. Reviewed on: 1st March 2026