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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Selfless help

Its a great company because they give with intrust and confidence Money Reviewed on: 11th April 2023

No fuss no hassle

I applied and was pleasantly surprised how easy it was to have my loan organised. I was literally battling with my credit cards until I discovered Updraft. Very happy indeed Reviewed on: 11th April 2023

Best loan ever

Such simple loans and there saving me thousands Reviewed on: 11th April 2023

Very Happy

I used updraft to consolidate my debts. The application process was easy, the charges were very clear and once approved they were quick to pay the money into my account. Would 100% recommend. Reviewed on: 11th April 2023

Great service

Great company- great service. Highly recommend Reviewed on: 11th April 2023

Innovative and of value

Updraft offers a fresh and creative offering with low interest rates in this expensive market Reviewed on: 11th April 2023

Updraft helped me when I needed it the most

I was sceptical at first as I'd been turned down even by my own bank but updraft helped me get out of a hole by helping me consolidate a few high intrest loans saving me hundreds a month . I can now sleep at night . Reviewed on: 11th April 2023

Helped me so so much

I had multiple different credit cards/loans with all different interest rates going as high as around 35% and updraft managed to allow me to pay all those off with lower interest rates lower payments and now I’m down to just the one loan which is so so much more manageable Reviewed on: 11th April 2023

Amazing bank!

Couldn’t fault the whole process! Customer service is second to none! So easy to get hold of someone on the messaging facility Reviewed on: 11th April 2023

Upvote for Updraft

Fantastic experience with a brilliant customer service. Highly recommended and will use again. Reviewed on: 11th April 2023

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