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Updraft: Personal Loan reviews

4.96
Based on 11,039 reviews, last reviewed 11th May 2026
382700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Quick and east to set up and at a decent... Quick and east to set up and at a decent repayment rate Reviewed on: 11th May 2026
Trevor G's avatar
Trevor G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11039)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Amazing!

5
Such an easy bank to use! The app is so easy and straightforward and brings all your accounts together in 1 easy place! Reviewed on: 11th April 2023

Easy to use, finally gave me clarity on finances

5
Only platform I have found that will give me clear views on my finances, which has helped massively in me getting control of them! Would recommend to anyone Reviewed on: 11th April 2023

Life saver!

5
This really helped me at a time I needed it and has taken a lot of stress away. I also received friendly support which made me feel like i had made the right choice and I’m glad i used updraft Reviewed on: 11th April 2023

Great

5
Great. Reviewed on: 11th April 2023

Easy to use and contact

5
Updraft was easy to use and access Reviewed on: 11th April 2023

Big Help, Small fees

5
The day I saw an advert for Updraft was a game changer. I was scrolling through Instagram stories when I came across them and after checking the reviews other customers had I was sold. Updraft gave me a fair and affordable loan to subsidise the rising cost of bills I have had without the weight of hidden fees and changes to terms. I’m so pleased with updraft and I would highly recommend it above many, not all payday loan schemes. Reviewed on: 11th April 2023

Easy

4
Very easy and reliable company would recommned Reviewed on: 11th April 2023

Friendly Company with Great Service

5
Absolutely nothing but praise for this company. They were friendly, efficient, and kept their promises about communication. A great range of products too. Very much recommend. Reviewed on: 11th April 2023

Easy setup and quick

5
Great experience with Updraft. Easy app to utilise and keep track. Help on live chat when required. Fantastic Reviewed on: 11th April 2023

Stress free! Best solution to my issue

5
I am the most skeptical person when it comes to things like this. I was in a bad place and someone recommend this to me explaining that it is easy, stress free and a solution to my issue, which it has been! This has helped eased my anxiety over money issues and I it’s something less that I have to think about thanks to updraft! Reviewed on: 11th April 2023