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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Tough to fault

Quick and easy to review and select your loan, easy to see consolidated view of finances making consolidation simple, great communications and quick payout direct to bank, find it very hard to fault Updraft, for me they've been fantastic Reviewed on: 11th April 2023

Fantastic team 5*

Had a fought time in my life, and couldn’t pay my credit cards. Thanks to Updraft I was able to pay they service is fantastic I couldn’t be more thankfull to their team who helped me when most needed Reviewed on: 11th April 2023

Easy, transparent and very handy in a tight spot

Updraft is by far the simplest way to get short term loans that are easily repayable, transparent rates and no hidden charges. I've used them when I'm in a tight spot, usually at the end of the month to cover DDs that come out at awkward times. I usually pay these back within a few days, so it's ideal for me. Reviewed on: 11th April 2023

Great Communications

Updraft is super responsive, answering all my questions really quickly. They make payments easy and uncomplicated, I definitely recommend them. Reviewed on: 11th April 2023

Excellent company

Updraft helped in my time of need and their staff are so friendly Reviewed on: 11th April 2023

Solid

Very easy to use, and good products Reviewed on: 11th April 2023

So Easy

Didn’t make me feel ashamed. All dealt with, with such dignity, easy to apply and received money so quickly! Reviewed on: 11th April 2023

Quick turnaround time

Fast processing time and timely response Reviewed on: 11th April 2023

Quick and simple process

Tailored decision based on open banking to confirm incomings and outgoings, arranged a loan for me where others wouldn’t. Massive help to consolidate debts Reviewed on: 11th April 2023

Sorted my money worries out massively.

Updraft are amazing they got my un affordable debts into one smaller monthly payment. It was easy and stress free I have felt much better mentally since using updraft. I highly recommend Reviewed on: 10th April 2023

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