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Updraft: Personal Loan reviews

4.96
Based on 10,517 reviews, last reviewed 7th Mar 2026
331600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use and what I needed, quick decision, no ba... Easy to use and what I needed, quick decision, no back and forth and app is great to keep track of everything Reviewed on: 7th March 2026
Crossy's avatar
Crossy

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10517)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy great service highly recommended

5
Easy great service highly recommended Reviewed on: 28th February 2026

Quick easy , kind staff small repayments

5
Quick easy , kind staff small repayments Reviewed on: 28th February 2026

Easy set up and great rates

5
It was super easy to set up and really great customer service. Really happy with my experience and value for money too. Reviewed on: 28th February 2026

Great company, easy to use.

5
Great company, easy to use. Approved quickly with no problems. App very useful Reviewed on: 28th February 2026

Quickly decided, customer service are incredibly hel...

5
Quickly decided, customer service are incredibly helpful and follow up to make sure everything is sorted. Reviewed on: 28th February 2026

Couldn’t be easier and great communication

5
Couldn’t be easier and great communication Reviewed on: 28th February 2026

Easy to apply and kept up updated throughout the pro...

5
Easy to apply and kept up updated throughout the process. Reviewed on: 28th February 2026

Always able to sort any concerns and happy to help...

5
Always able to sort any concerns and happy to help Reviewed on: 28th February 2026

I’m very happy and proud of you too

5
I’m very happy and proud of you too Reviewed on: 28th February 2026

Fast process!

5
Very simple, and most importantly, quick lending process. Reviewed on: 28th February 2026