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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Quick and easy

Very simple and easy to use without the hassle of having to find and add in various financial information as they sync with your existing accounts. Quick decision and would highly recommend! Reviewed on: 3rd April 2023

Nice service

Helpful service for those who need it Reviewed on: 3rd April 2023

Excellent

First class from start to finish Reviewed on: 3rd April 2023

Very easy and smooth process

From eligibility to actually confirming an agreement, the whole process is extremely smooth and easy to understand. It is also very good that it is all done on mobile! Would definitely recommend. Reviewed on: 3rd April 2023

Great ease of use and friendly service

It was easy to sort everything from first application until first payment. Reviewed on: 3rd April 2023

Loan

Excellent service quick approval. Reviewed on: 3rd April 2023

Super speedy payment to get back on track

I came across updraft on tiktok at a time where debt worries were effecting my mental health, their eligibility checker was quick and easy to use and outlined how I would replay very clearly. Payment was made in a matter of days and a huge weight was lifted off my shoulders!! Reviewed on: 3rd April 2023

Amazing company

Honestly the best loan company I have used, transparent and easy to arrange a loan. It has helped me so much. Thank you Reviewed on: 3rd April 2023

Amazing company helped me loads

So easy and quick and love the app , thanks Reviewed on: 3rd April 2023

Absolutely Amazing!

Clear your debt! With a low APR loan, and a quick decision! Highly recommend updraft! Made my sleepless nights better again! Thank you! Reviewed on: 3rd April 2023

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