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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fairly Easy

Sorted stuff out with little hassle so it was dealt with trouble free Reviewed on: 31st March 2023

Quick and easy

It was really easy to apply for a loan after filling in a form and the money was deposited into my bank account only a couple of days later. Paying off my credit cards with this loan has really lowered my monthly repayments and I'm able to enjoy life knowing my repayments are now more affordable. Reviewed on: 31st March 2023

Customer focussed lender

Updraft application process is easy to navigate and really quick response times. Whenever I have had a query they have come back quickly and sorted any issues with no hesitation. They absolutely go the extra mile. Reviewed on: 31st March 2023

Super easy

So easy to apply and you get a decision in minutes, great service and very straightforward Reviewed on: 31st March 2023

Bye bye overdraft, hello Updraft

Updraft has been amazing from the moment I downloaded the app. Linking my bank accounts and credit card was so simple. I was supported throughout the process of applying for a loan and even though my expenditure has increased in the short term, overall Updraft has saved me a considerable amount of money in the longer term. Reviewed on: 30th March 2023

Great sercice

Updraft has helped me with finalising my debts without extravagant interest rates! Would recommend to anyone who is struggling with debt management. Reviewed on: 30th March 2023

Making finance simple agin!!

Plain and simple way of dealing with finance! Everything is done to make the processes straight forward. Reviewed on: 30th March 2023

Great Product

Really easy to use, more people should know about this. has made me feel in control of my finances and helped my credit score Reviewed on: 30th March 2023

Transparent, quick and effective

Everything about the service received from Updraft thus far has been exemplary. The fast loan application with an interest rate lower than a lot of my horrendous credit cards was a relief and allowed me to consolidate my credit into lower, monthly payments. Highly recommend Reviewed on: 30th March 2023

Life saving !!

Best customer service ever I received!!!! Reviewed on: 30th March 2023

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