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Updraft: Personal Loan reviews

4.96
Based on 10,585 reviews, last reviewed 10th Mar 2026
338200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026
Tim Whiterow's avatar
Tim Whiterow

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10585)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fast, efficient and excellent overall service

5
Fast, efficient and excellent overall service Reviewed on: 28th February 2026

Quick and easy to use.

5
Quick and easy to use. No fuss app is easy to use and it keeps you updated regularly. And alert you if you are eligible for any further lending. Reviewed on: 28th February 2026

Excellent customer service.

5
Excellent customer service. Issues resolved promptly Reviewed on: 28th February 2026

Great Personal Loan Experience

5
I recently took a personal loan from Updraft and honestly, the whole experience was way better than I expected. From the first interaction, everything felt clear and straightforward. No confusing jargon, no unnecessary back and forth. The application process was simple, the documentation requirements were explained properly, and I always knew what was happening at each step. What I appreciated most was the transparency. The terms, interest rate, and repayment schedule were clearly communicated upfront. There were no hidden surprises later, which really builds trust. The approval process was quick, and the funds were disbursed without unnecessary delays. Customer support was responsive and polite. Whenever I had a question, I got clear answers without being passed around. That makes a huge difference when you’re dealing with finances. Overall, my experience with Updraft for a personal loan was smooth, efficient, and stress free. I would definitely recommend them to anyone looking for a reliable and transparent lending partner. Reviewed on: 28th February 2026

Excellent Service

5
Simple and straight forward process, very quick response on confirmation on approving application. Funds were transferred in a few days from application. Excellent service. Reviewed on: 28th February 2026

Had such a great experience!

5
Had such a great experience! Would recommend Reviewed on: 28th February 2026

Great experience, easy process.

5
Great experience, easy process. No judgement from updraft and helped in a tough financial situation Reviewed on: 28th February 2026

Excellent application process and good communication...

5
Excellent application process and good communication from the company. Reviewed on: 28th February 2026

Quick payment easy to manage

5
Quick payout of money and easy to manage in app so far so good Reviewed on: 28th February 2026

Simple and easy to use, money came quickly and easy...

5
Simple and easy to use, money came quickly and easy to use the app. No problems with any customer service, simple process. Reviewed on: 28th February 2026