Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,079 reviews, last reviewed 1st Jul 2026
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026
Aleigha S's avatar
Aleigha S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023
Louise Nightingale's avatar
Louise Nightingale

A lender for the people

5
I hadn’t heard of updraft before until I seen it advertised on social media. I was intrigued to see what the company was about and what they offered. I couldn’t have been more pleased to see how easy the application process was, how the company viewed risk, how they looked at your overall credit file and spending habits to give a really fair offer of a loan. They have been better than my own high street bank who I have been with for over 20 years! Reviewed on: 30th March 2023
Happy Customer's avatar
Happy Customer

Great Service

5
Easy to use, great support from the representatives when choosing to get a loan from them. Would use again and would recommend to anyone! Reviewed on: 30th March 2023
Matt's avatar
Matt

Easy process - 5 star

5
From putting my details in until being accepted. Was informed every step of the way. App Is easy to use, seeing what you owe and schedule of payments. Reviewed on: 30th March 2023
Craigk's avatar
Craigk

Got me out of a tight squeeze with great APR rate

5
In these recent hard times these guys have really took a massive weight of my shoulders so I can start to enjoy life again. Helps me manage my money and get me back on track to increase my credit score with a fantastic & fair APR, highly recommend!!! Reviewed on: 29th March 2023
OneStepMike's avatar
OneStepMike

Would highly recommend

5
Updraft was really easy to use with everything linked in the one place and loan was paid very quickly after acceptance. Reviewed on: 29th March 2023
Siobhan 's avatar
Siobhan

Very friendly and quick service

5
Would highly recommend updraft. Very quick and friendly service Reviewed on: 29th March 2023
S maharaja 31st Waterland's avatar
S maharaja 31st Waterland

Great Service

4
Smooth service quick and easy to deal with Reviewed on: 29th March 2023
Kieron's avatar
Kieron

Amazing from start to finish

5
Signed up, requested offer, offer supplied, enquired about an increase as needed a higher amount, got the higher offer, signed the contract and bobs your uncle, Easy as that Reviewed on: 29th March 2023
Naj's avatar
Naj

Excellent interest rates & customer service

5
Offered interest rates that have far exceeded competitors on loans. Customer service and response times on the application are brilliant and any request or issue I have had they have managed to rectify my problems in prompt and professional manner. Would highly recommend if you are looking for a company you can trust Reviewed on: 29th March 2023
Ben wiseman's avatar
Ben wiseman

Super

5
Super easy and very helpful. I will 100% be recommending to friends and family Reviewed on: 29th March 2023
Jason Bowling's avatar
Jason Bowling

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill