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Updraft: Personal Loan reviews

4.96
Based on 11,053 reviews, last reviewed 14th May 2026
384100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Great company Very easy company to deal with, very informative Reviewed on: 14th May 2026
Emma s's avatar
Emma s

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11053)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great alternative to an overdraft

5
Great app to see your progress and bring in multiple sources of information. Reviewed on: 26th March 2023

Excellent and easy to use banking

5
Setting up a loan or credit card flex system is really easy with updraft. Pleasure to do business with them. Reviewed on: 26th March 2023

Good customer service

4
When speaking to an advisor you don’t feel belittled as you do when speaking with other lenders. Reviewed on: 26th March 2023

Allowed me to take back control

5
I consolidated all my debt with updraft which allowed me to take control of my finances and reduce my monthly debt payments by over £300 Reviewed on: 25th March 2023

Amazing customer service!

5
Updraft’s customer service has always been top notch and have resolved all my queries quickly and with no fuss. Highly recommended! Reviewed on: 25th March 2023

Excellent personal loan provider

5
Updraft is an excellent company to deal with , their loans are offered at a fair rate of interest much lower than some others , the whole process is easy and smooth , excellent customer service , easy from start to finish. I would highly recommend updraft to anyone looking for a fair rate loan. Reviewed on: 24th March 2023

Super

5
Interest rate is great compared to other companies. Really quick and convenient application process, money was with me within 24hrs, the app is easy to use and to be able see everything in one place is a bonus. Response time to enquires is prompt and helpful. Would highly recommend. Reviewed on: 24th March 2023

Amazing

5
Easy and efficient Great customer service Reviewed on: 24th March 2023

Brilliant and easy

5
Updraft is so easy to use and quick! Reviewed on: 24th March 2023

Amazing helpful

5
Really helpful app, and good communication through messages Reviewed on: 24th March 2023