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Updraft: Personal Loan reviews

4.96
Based on 11,054 reviews, last reviewed 15th May 2026
384200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Was easy to apply, convenient and simple. Was easy to apply, convenient and simple. App is easy to use and straightforward. Reviewed on: 15th May 2026
Joanna L's avatar
Joanna L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11054)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Cheaper than some banks

4
Service is good, shame it’s only there for people that scour for info, not a lot of advertising out there Reviewed on: 19th March 2023

Top notch and thorough with their application

5
Excellent from start to finish would recommend Reviewed on: 19th March 2023

Great

5
Great, modern and practical. It’s very recommended Reviewed on: 19th March 2023

Very good

5
Easy to use, good company, good communication Reviewed on: 19th March 2023

Hidden Gem

5
Great rates, quick decision, abd some of the most friendly staff I've come across. The app is easy to use and this is my 2nd personal loan with zero issues. I love it. Reviewed on: 19th March 2023

Fabulous Innovation

5
Great experience. Simple and quick. Extremely convenient source of funds and non bureaucratic. User centred. Reviewed on: 19th March 2023

There when no one else was

5
Couldn’t get out of a rut but updraft helped would 5***** recommend to anyone needing help Reviewed on: 19th March 2023

Very easy, convenient borrowing

5
When I applied for my first loan with Updraft it was a fairly painless experience. Very self explanatory and funds in your account the same day after approval. Reviewed on: 19th March 2023

Gave me Peace of mind

5
With debts rising and having sleepless nights updraft helped me sort them. Have recommended to friends and family Reviewed on: 19th March 2023

Simple, Easy and Real!

5
Too good to be true is what I first thought about Updraft. The application, the response, the customer service were all so easy to work with. I told family and friends about it like I hit gold. The help I got from updraft put me on a path to improve my credit score to highs it never has been. Thankfully I don’t need an updraft anymore but if I do ever again I wouldn’t hesitate in returning. Thank you Updraft Reviewed on: 19th March 2023